If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. Homeowners with household incomes less than 150% of the Area Median Income. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Homeowners who are at least 30 days late on their mortgage or property tax payments. Grants have a lifetime limit of $10,000. JB Pritzker and the Illinois Housing Development . Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. Well forward it to the company and work to get you a response, generally within 15 days. Need help getting caught up on your mortgage payments? Many programs began accepting applications in early 2022. When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. Enter your email below to be notified for program updates. Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . Copyright 2023 WLS-TV. Be careful to avoid scammers who engage in these practices. 259 0 obj <>stream Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. 2022 Illinois Housing Development Authority. You dont have to pay anyone to help you avoid foreclosure. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. Scammers often target vulnerable homeowners who are in need of assistance or trying to stay in their homes. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. If you have any questions, please contact the ILHAF call center at (866) 454-3571. Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. check your programs income requirements before applying, To learn about your program, visit this site, find more information on the Department of Hawaiian Home Lands mortgage relief program website. Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). Available in English and Spanish. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. %PDF-1.6 % Can I submit a complaint if I have difficulty with my mortgage servicer accepting a HAF payment? If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. The Illinois Rental Payment Program is now closed for new application. Lawmakers announced the relief program for homeowners affected by the pandemic in February. If you qualify,wecan help you with the application process. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. %PDF-1.7 Your (or your tenants) household income is at or below the limit for your county. The new application deadline has not been announced yet. endobj Oops! This program has some income-related restrictions on which homeowners will qualify to receive funding. endstream endobj startxref The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. Available in English and Spanish. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. Choose from the following social post graphics and sample captions to share with your followers! Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. The ILHAF team is currently reviewing and processing applications for assistance. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The program is administered by the Illinois Housing Development Authority (IHDA). 1 0 obj 2023 HODC. A HUD Certified Housing Counselor can assist you with the application process. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Illinois will fund $15.3 million in grants across the state. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. %%EOF This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. Have questions about utility billassistance? Find a housing counselor near you. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Available in English and Spanish. 3 0 obj 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. Loans are termed for 20 years. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. Eligible recipients do NOT have to pay the money back. 3. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. To find out if youre eligible and get prepared visit IllinoisHousingHelp.org. According to a press release from the Illinois Housing Development Authority (IHDA). Contact a Housing Stability Service Provider NearYou. *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. Please tag us when you do, using the handles below. All Rights Reserved. Find a housing counselor near you. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. This program has some income-related restrictions on which homeowners will qualify to receive funding. All Rights Reserved. Depending on your area, some programs may not have enough money to help every applicant. endobj There is no cost to apply for HAF. Website by. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Emergency Mortgage Assistance Program . All Rights Reserved. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. If applicants can repay part, but not all of the costs . ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. Application information can be found on the IDHS website, here. The goal of the program is to help stabilize Illinois families while they regain financial footing. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. Program Assistance and Frequently Asked Questions . All Rights Reserved. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. This program has some income-related restrictions on which homeowners will qualify to receive funding. homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. 8R! How can I get help filling out my application? Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . Applications will be accepted starting November 1, 2022. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. x]s6=3xt@c&9wimd5DK. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? 2 0 obj What is the Homeowner Assistance Fund (HAF)? ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. Download this in-depth trifold to print professionally and distribute strategically. <> IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. Avoid any company that does this. Check your specific program requirements based on your area. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. The program is now accepting applications. They are compatible with all social media platforms. Grants must be repaid if the property is sold in less than 3 years. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. Criteria Terms Brief description . Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. 2022 Illinois Housing Development Authority. Something went wrong while submitting the form. Provide immediate housing stability for up to three prospective months, if deemed necessary. To be eligible, homeowners must be at-or-below 80 percent of the Area Median . This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Please beware of scams. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. Some state HAF programs may require a servicer to pause foreclosure activity. All Rights Reserved. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. In total, approximately $10 billion will be disbursed to programs across the country. 221 0 obj <> endobj fuUjED0D2H^^9H2;M KN10H5?m [ Check the status of your application. The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. Highs in the low 60s. In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . with experience operating and administering homeowner rehabilitation assistance programs. If you are a servicemember, contact your local Legal Assistance Office. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. They can help guide you through the application process. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. The fund, which totals $309 million, is designed to help struggling. To learn more visit IllinoisHousingHelp.org. A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. Each state or territory developed its own program. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. Am I guaranteed to receive assistance if I meet the eligibility requirements? The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Are you at risk of losing your home? Remember, help is free. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Est en riesgo de perder su casa? The Illinois Homeowner Assistance Fund Program provides direct financial assistance to prevent mortgage delinquencies, defaults, displacements, and foreclosures for income-eligible homeowners experiencing pandemic-related hardships. Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a